Saturday, February 12, 2011

Why O Why…

Basically the title of this post says it all.  Can this day get any worse for me?  Maybe I shouldn’t even got out of bed?  I’m very frustrated and pissed off that it’s not funny.  The more I think about it the more upset I get.  Let me tell you…1) In the last few weeks unexpected bills have been coming in.  These bills are putting a wrench in my “getting a car” plan.  Where I should be using money to pay off old debts off my credit report to complete my IDA obligations, I’m paying off these unexpected bills.  Which leads to another unexpected bill today…2)  When to get my taxes done and basically I owe $571 in state taxes.  Yes, you heard me right.  An AmeriCorps Volunteer owes money.  Great!  Basically any money I get from my federal, which is only $184 and from Ohio state taxes, $93, won’t even cover it.  So, I’m going to be forking out another $350 or so dollars.  3)  Now, Kentucky freaking loses.  Apparently they don’t want to play on the road.  So, what else can go wrong?  Can’t wait until this day is over with.

But the good news is though I might have a plan for me to still get a car on time according to my time table.  But I won’t know until Monday when I go into work and talk to a few IDA people to see if it’s possible that I can use what I pay off to the IRS as part of my IDA obligation for paying 30% of my debt.  If I can then I’ll be alright.  If not, I’m going to be a few months behind.  I was pretty sure I’ll have a car by the end of February but now I’m not sure.  We shall see.

TL

Wednesday, February 2, 2011

Update on my car situation…

If you all remember from several post over the last year, I have been participating in the IDA program where once I save $2,000 that I get matched 100% by Brighton Center.  In September of 2010, I made my $2,000 limit and since then started phase two of the program which was to pay off 30% of my debt off.  Well, I’m only $355 away from completing this.  In the whole process I was put on a waiting list waiting for Brighton Center get their money.  Today, I learned that Brighton Center got their money and as soon as I pay off $355 of my debt in some fashion, I will be able to get a car.  So, I’m hoping by the end of February that I will have a new used car.  I’m very excited about this.  I have been car hunting these last few months and do have a car in mind I want.  But when I’m ready to purchase it, will it be there?  That is the question.  Not to mention I have to look for car insurance.  Anybody have any suggestions?

So, if anybody want to donate some money to the “pay off TL’s debt” funds, I’ll be happy to take it.  You can always send money to me by PayPal by sending it to jacksontho at gmail dot com.  *lol*  Just kidding!

TL